Our business is your business.

Business Banking

Running a business comes with unique financial challenges—and that’s where we come in. At First Security Bank, we understand that managing a business requires more than just personal banking tools. You need strategic financial solutions, flexible lending options, and a trusted banking partner who truly understands the demands of your industry and local economy.

Whether you’re launching a startup, expanding your operations, or simply looking to streamline your cash flow, our team of experienced business bankers is here to help you succeed. We bring real-world knowledge, a commitment to personalized service, and a full suite of business banking services designed with your success in mind.

Financing Options We Offer

At First Security Bank, we understand that running a business is very different from managing a household, especially when it comes to finances. The stakes are higher, as are the risks, options, and regulations. Our team of bankers specializes in business banking, using our extensive experience and resources to help build a strong, reliable financial foundation for your business.

Operating Loans

Get the financial flexibility your business needs with our Operating Loans, designed to support day-to-day expenses and seasonal cash flow. Keep your operations running smoothly with fast, reliable funding solutions.

  • Cover short-term expenses like payroll, inventory, and utilities
  • Flexible repayment options to match your cash flow

  • Competitive interest rates and quick approval process
  • Ideal for managing seasonal fluctuations or unexpected costs

Equipment Loans

Invest in the tools your business needs to grow with our Equipment Loans, tailored to help you purchase or upgrade machinery, vehicles, and technology. Get the power to stay competitive with affordable financing solutions.

  • Finance new or used equipment for your business
  • Preserve cash flow with flexible terms and fixed rates
  • Fast approval process to get you up and running quickly
  • Ideal for agriculture, construction, manufacturing, and more

Commercial Real Estate

Secure the space your business needs to thrive with our Commercial Real Estate Loans. Whether you’re buying, building, or refinancing, we offer customized financing solutions to support your long-term goals.

  • Finance the purchase or construction of commercial properties
  • Competitive rates with flexible term options
  • Refinance existing real estate to improve cash flow
  • Available for offices, retail spaces, warehouses, and more

Small Business Administration

Support your business growth with SBA-backed loans offering favorable terms and lower down payments. Whether you’re expanding, purchasing equipment, or managing working capital, we offer a range of SBA options tailored to your needs.

  • 504 Loans: Ideal for purchasing real estate or large equipment with long-term, fixed-rate financing
  • 7(a) Loans: Flexible funding for working capital, equipment, or business acquisition
  • Express Loans: Streamlined approval process for faster access to funds
  • Lower down payments and longer repayment terms than conventional loans