Privacy Statement

Rev. 12/2010

First Security Bank – Sleepy Eye                 Scroll down to view entire privacy policy

 

FACTS WHAT DOES FIRST SECURITY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • transaction history and credit history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Security Bank – Sleepy Eye chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First Security Bank-Sleepy Eye  share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 No We Don’t Share
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 No We Don’t Share
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No We Don’t Share
For affiliates to market to you No We Don’t Share
For non–affiliates to market to you No We Don’t Share
Questions? If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:
Who we are
Who is providing this notice? First Security Bank – Sleepy Eye; and branches located at Benson, Storden, Lamberton, and Renville
What we do
How does First Security Bank – Sleepy Eye protect my personal information? To protect information your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Security Bank – Sleepy Eye collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit money
  • apply for a loan or give us your income information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Security Bank – Sleepy Eye does not share information with affiliates
Non-affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Security Bank – Sleepy Eye does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Security Bank – Sleepy Eye doesn’t jointly market.
Other Important Information